Total Monthly Spend
$0.00
Your current recurring monthly commitment.
WealthTrim
Subscription & Expense TrackerTrack your subscription burn rate with sharper financial clarity.
See how much your recurring expenses are costing you every month and every year. WealthTrim helps you cut recurring waste without losing clarity.
- Monthly visibility
- Instant
- Data storage
- Local only
- Setup time
- Under 1 min
Future ad placement
Reserved for a lightweight promotional or AdSense unit below the hero without interrupting the core tracker experience.
Main Tool
Subscription & Expense Tracker
Add your monthly recurring expenses to get a live view of your total spend, yearly burn rate, category totals, and biggest recurring cost.
Add Expense
Enter a recurring monthly charge
Annual Burn Rate
$0.00
What these expenses add up to over 12 months.
Active Subscriptions
0
The number of recurring charges currently tracked.
Largest Expense
$0.00
Add an expense to see your highest monthly item.
Tracked Items
Recurring expense list
Monthly and annual cost for each item.
No expenses added yet
Start by adding one recurring expense. WealthTrim will instantly calculate your monthly total, yearly burn rate, and category breakdown.
Breakdown
Category totals
See where your recurring spend is concentrated.
How It Works
A fast way to understand recurring spending.
Add each expense
Enter the name, monthly cost, and category for every recurring payment you want to monitor.
Review live totals
WealthTrim instantly calculates your total monthly spend, annual burn rate, active count, and largest expense.
Spot patterns quickly
Use the category breakdown to see which groups of subscriptions are quietly taking the biggest share of your budget.
Why It Matters
Subscription burn rate matters because small charges scale into real overhead.
Hidden costs become visible
Many recurring charges feel harmless in isolation. Adding them together creates clarity and makes decision-making easier.
Annual impact changes priorities
A $20 monthly expense is $240 per year. Viewing expenses annually helps you judge whether each service still earns its place.
Category patterns reveal habits
You might not notice how much streaming, software, or food subscriptions are adding up until you see grouped totals.
Regular reviews reduce waste
Checking recurring expenses occasionally can help you cancel unused services and protect cash flow without major lifestyle changes.
Future ad placement
Reserved for a later content or ad unit between educational sections, away from the calculator workflow.
FAQ
Common questions
What counts as a recurring expense?
Any payment that repeats monthly is useful to track here, including subscriptions, utilities, memberships, data plans, internet service, and other predictable recurring charges.
Does WealthTrim store my data online?
No. This version works entirely in your browser and saves your entries locally with localStorage, so your list stays on your device unless you clear browser data.
Why show both monthly and annual totals?
Monthly totals help with immediate budgeting, while annual totals make the long-term impact of recurring costs easier to understand and compare.
Can I use this for non-subscription recurring expenses?
Yes. While the tool is designed for subscriptions, it also works well for fixed recurring costs like utilities, insurance, memberships, or financing-related charges.
Will WealthTrim support articles and deeper guidance later?
Yes. The site structure already includes a blog section so educational content, budgeting guides, and subscription optimization articles can be added later.